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How Do Auto Title Loans Work?

Auto Title Loans Process

Getting an auto title loan is as easy as 1, 2, 3. If you have a car, motorcycle, boat or RV that's paid off and you have the title, then you can borrow up to 70% of its value.


Step One:

Fill in the application and find out how much you can borrow. Don’t worry about your credit history, we don't even check it. Your job is your credit.


Step Two:

Gather up the paperwork we require. You will need your title, drivers license, insurance on the car, proof of income (your last pay stub or your last bank account statement will work) and a copy of a utility bill showing your name and address. If you would prefer to email everything to us, please send it to


Step Three:

Come in to one of our three store locations to collect your cash. We’re open Monday through Friday 9 am until 5 pm, and Saturday 10 am to 3 pm. When you arrive at one of our stores, your application will have already been processed, and your loan documents will be ready to sign. While you are signing the documents our staff will conduct a quick routine inspection of your vehicle. Customers are usually out of the door with their cash in fifteen minutes or less.


Remember you get to keep driving your car during the term of your loan!



Get started today! Apply here and get the cash you need.


Have questions? Email us at

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Ten Minute Title Loans is licensed by Department of Business Oversight.

Loans made pursuant to CA Finance Lenders license.