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Frequently Asked Questions About Title Loans

  • What type of loan is this?

    We offer standard amortized loans, with a fixed payoff schedule, typically 2 years. Of course, you can always pay off your loan early with no penalty to reduce your interest cost.

  • What is a car title loan?

    A car title loan is a loan against the value of your car, truck, or motorcycle. Car title loans are great for those unforeseen events such as medical bills, utility bills, or even a much needed vacation. Unlike a pawn shop that will hold your vehicle until the loan is paid off, car title loans allow you to keep driving your car so as not to effect your every day life. We simply hold your car’s pink slip till the loan is paid off. At Ten Minute Title Loans we have a simple and quick application process that lets you get the money you need right away. We have different payment plans to fit everyone’s needs. Apply today and get the money you need now.

  • How long have you been in business?

    The company that owns Ten Minute Title Loans has been offering car title loans for over 12 years and is fully licensed by the state of CA. We are one of the few title loan companies that can give you a better rate on an existing title loan.

  • Can I make principal payments?

    You can make principal payments any time you want which will lower your monthly payment. There’s no penalty for this nor does it raise your interest rate.

  • What do I need to get a car title loan?

    All you need is a car that’s free of any loans or liens, a valid government-issued ID, full coverage insurance, proof of income such as a pay stub or last bank statement, and a recent utility bill showing your name and address.

    If you have any questions please call us before coming down, we are happy to help you!

  • Do I need a checking account?

    While some companies may disqualify you for not having a checking account, we don’t care. We base the loan solely on your car's value.

  • What if I have a car title loan with another lender?

    Bring us your loan documents and let us show you how much money we can save you. Ten Minute Title Loans guarantees that we can save you money on any active current title loan you have with another lender. Ask us about our "Nothing to Pay for 60 Days" promotion.

  • What’s the minimum and maximum I can borrow?

    We offer loans from $2,525 up to $50,000.

  • What if I can’t pay back the loan right away?

    Just pay the interest payments each month and you can take as long as you need to pay off the actual loan.

  • Do I keep my car during the loan?

    We understand that living in LA you must have a car. That’s why we let you continue to drive your car while you have the loan outstanding. We simply hold the car title for collateral.

  • Do I have to come in to one of the stores get a loan?

    The application and approval process can all be done online or via fax. You are required to pick up your cash in person though once your loan is approved.

  • How can I make my monthly payment?

    You can mail us a check made out to Ten Minute Title Loans, or pay by credit

    card or debit card. You can also use Western Union or MoneyGram. Just ask us for

    the payee information.

  • What if I move or change telephone numbers while I have an outstanding loan?

    It is your responsibility to inform us about any changes to your address or telephone number.

  • How can I find out the total to pay off my loan?

    Just call us or email our customer service department and they will give you the figure.

  • What if I have a friend that needs a car title loan?

    We appreciate your business as well as your referral’s business. If you refer a friend that gets a title loan, make sure they mention your name at the time they get their loan and your account will be credited $250.

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Ten Minute Title Loans is licensed by Department of Business Oversight.

Loans made pursuant to CA Finance Lenders license.